* At least 29.46% of approved applicants applying for the lowest rate qualified for the lowest rate available based on data from 01/01/2026 to 03/31/2026. Rate is quoted with AutoPay discount. AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% points higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice. For example, a $10,000 loan at 7.24% APR with AutoPay for 60 months would have a monthly payment of approximately $199.
1 You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.
Business Hours (Eastern time)
Customer Service
Monday – Friday: 9:00 a.m. to 8 p.m. & Saturday: Noon to 4 p.m.
Application Processing
Monday – Friday: 10 a.m. to 8 p.m.
Mailing Address
PO Box 117320
Atlanta, GA 30368-7320
Truist Bank is an Equal Housing Lender. © 2026 Truist Financial Corporation. TRUIST, LightStream, and the LightStream logos are service marks of Truist Financial Corporation. All rights reserved. Lending services provided by Truist Bank.
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BBB Rating: A+ As of 11/16/2021