About Us

LightStream is the online lending division of Truist Bank. We provide fixed-rate, unsecured personal loans to customers with good-to-excellent credit — with no fees and a fully digital experience.

Our mission is to make borrowing straightforward: apply online, get a decision, sign electronically, and receive funds as soon as today.

From auto and home improvement to debt consolidation and recreation, LightStream loans help people fund the things that matter.